Maryland Insurance CE Requirements

Insurance Continuing Education Provider Number: 207690

Success CE, Inc. provides this information as a courtesy to individuals who are subject to Maryland Insurance Continuing Education requirements. Our comprehensive guide provides essential insights for individuals fulfilling Maryland insurance CE obligations. To ensure compliance with potential regulatory changes, we recommend contacting your state’s insurance department. While we make diligent efforts to provide accurate and current information; Success CE, Inc. nor it’s employees warrant or represent that this information presented is accurate and current. All details are subject to change without notice. Stay informed and meet Maryland’s continuing education requirements by exploring the essentials of Insurance CE.

Maryland Department of Insurance Contact Information

Maryland Insurance Administration
Licensing Division
200 St. Paul Place, Suite 2700
Baltimore, MD 21202-2272
Phone: (410) 468-2411

State Website: www.mdinsurance.state.md.us/

License Status

Maryland Insurance CE Hours Required

*NEW: Effective May 2021, Producers must have CE credits completed no later that 15 days prior to the expiration date of the license.

24 CE hours, including 3-hours of ethics each biennium.
Agents licensed prior to October 1, 2008, for 25 consecutive years or more, are only required to complete 8 hours of CE biennially.

Maryland State-Specific Insurance CE Courses

*NEW Annuity – Best Interest Interest Certification: Effective 10/08/2022, before selling, soliciting or negotiating Annuity policies in Maryland, must completed a one-time 4-hour annuity certification, the annuity best interest course, prior to selling annuities.

Click here to view your state Annuity CE requirement

Long-Term Care Initial Training: An individual may not sell, solicit or negotiate LTC insurance in Maryland unless the individual is licensed as an insurance producer for Life and Health insurance and completed an approved 8-hour NAIC LTC course or an 8-hour NAIC LTC course from another state.

Long-Term Care Ongoing: 4-hour ongoing training course every 24-months thereafter in order to continue to sell LTC policies.

Homeowners: All P/C Producers who sell Homeowners Insurance ONLY must complete 2 CE credits in Flood Insurance by Sept. 30, 2007 for a one-time requirement.

Producers who sell BOTH Homeowners and Flood Insurance need only to take 2 hours on Flood Insurance as a one-time requirement.

Flood (NFIP) Training: All P/C Producers who sell Flood Insurance ONLY must complete 2 CE credits in Flood each renewal period.

Producers who sell BOTH Homeowners and Flood Insurance need only to take 2 hours on Flood Insurance as a one-time requirement.

The 2-hours will satisfy the one time requirement for Producers selling Homeowners Insurance and for the renewal period for Producers selling Flood Insurance.

Final Exam Regulations

Final exams are taken with a closed book.
No monitor required for the online final exams.
Independent self-study courses, classroom or insurer-sponsored courses.
Agents must be approved for lines of insurance for which license is held.
LH/PC combined licensees must complete 4 hours in each LH and PC.

Maryland Insurance CE Renewal/Compliance

License renewal date is the last day of the producer’s birth month, biennially
- Example: If your current license expires 01/01/13 and your Date of Birth is 12/20/1968, then your license will be renewed with an expiration date of 12/31/2015.
Compliance date must be one day prior to license renewal.
- Example: If the license renewal date is May 31st, the CE must be completed no later than May 30th.

Reporting to Your State/Regulatory Authority

$1.15 per credit hour is required to report to your state.
State Insurance completions are reported 2 times every business day. If course is completed after 2 PM PT, it will be reported the following business day.
As an added service, we can Rapidly Report your completed courses the same business day for $25 per CE course.
CFP reports are sent on Friday at 2 PM PT to the CFP Board electronically.
- You may also self-report your CFP completions to www.cfp.net

Maryland Insurance CE Carry-Over Hours & CE Course Repetition

Excess CE credit hours may not be carried over to the next renewal period.
Credit will not be allowed for a course that is repeated within a 2-year renewal period. If the course is taken in 2 consecutive renewal periods, there must be 6 months between completion dates.

Maryland Insurance Producer Exemptions

Individuals licensed less than 1-year at the time of the compliance date.
Individuals who hold a credit life, credit health, or travel license.
Agents who are 70 years or older.
Producers who have held a license for 25 consecutive years; as of October 1, 2008 must complete 8 hours of CE per renewal period, including 3 hours of ethics.

Method to Certify Completion

For Most States you will be able to print your certificate of completion online once you have completed your exam.
We usually report to the State Department of Insurance or regulatory board by the next business day.
It may, however, take your State DOI or regulatory board up to 30 days to report your completion results on their systems.
As an added service, we can Rapidly Report all of your completed courses the same business day (per credit order) for only $25.

Maryland Non-Resident Producer Requirements

Initial LTC Requirement: A non-resident producer must have completed an initial 8-hour NAIC Long-Term Care course approved by the state of Maryland OR complete an 8-hour NAIC LTC course from another state to fulfill Maryland requirements.
On-going LTC Requirement: A 4-hour follow-up LTC course is required every 24 months

For a listing of the State Departments of Insurance websites provided by the NAIC (National Association of Insurance Commissioners), please go to: http://www.naic.org/state_web_map.htm

The Success Family of CE Companies provides this information as a courtesy to individuals who are subject to insurance continuing education requirements. Due to regulatory requirements we suggest that you contact your state department of insurance to insure that no regulatory changes have been enacted. Although ongoing efforts have been made to qualify that the information provided here is accurate and current, neither The Success Family of CE Companies nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.