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How to Renew an Alabama Insurance License

Alabama Department of Insurance

Helpful Links

ph: (334) 241-4126

fax: (334) 240-3282



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1. Review the State Requirements

In order to renew your insurance license, you must complete all required continuing education hours for the lines of insurance that you are licensed in. All of the hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.


Total Hours

24 hours biennially for Producers and Adjusters

Compliance Renewal Date

Renewal date is the last day of the birth month, biennially, based on odd or even birth year.


You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.

For All Licenses:

3 hrs - Producers & Adjusters must complete 3 hrs of Ethics as part of the total requirement

For Life & Health Producers:

Annuity Suitability
4 hrs - Producers who hold a Life line of authority must complete a one-time 4-hour Annuity Suitability Certification Training prior to selling, soliciting or negotiating annuity products.

Long-Term Care
8/4 hrs - Producers must complete an initial 8-hour Long-Term Care (LTC) Certification Training prior to selling, soliciting, or negotiating Long-Term Care products/policies. After completing the initial requirement, producers must complete a 4-hour LTC ongoing training, due every renewal thereafter.

For Property & Casualty Producers:

3 hrs - Property/Casualty producers must complete a one-time 3-Hour course on NFIP Flood Insurance Certification Training prior to selling flood insurance policies.

There are also additional rules about how the course hours can be applied.


Carryover hours are not allowed.


Courses may not be taken more than once in each renewal period

If you meet any of criteria below, you may be exempt from the continuing education requirements.


  • Non-residents
  • Producers or service representatives who are employed by another producer or insurer to work only in the office of the employer and who do not hold a non-resident license in another state, must complete 1/2 of the required hours
  • Individuals who are at least 60 years of age and have been continuously license in Alabama for at least 15 years
  • Individuals holding an active CLU, CPCU, CIC, ChFC, CFP, RHU, REBC, CHC or ARM designation
  • Individuals licensed only for lines of insurance for which a license exam is not required
  • Individuals licensed only for credit insurance, industrial fire insurance, rental vehicle, motor club, dental services or legal services
  • Insurance company officers who are not engaged in the active sale of products
  • Individuals licensed less than one year at the time of the first CE compliance date are exempt for the that first renewal period

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you can register for courses. Each course has an associated credit type; when registering for courses, select courses with credit types that will help to fulfill the renewal requirements for your license. offers webinar, online, and self study courses for Alabama. You can register for courses at CE Courses.

You must fulfill the course requirements for each of the courses to have them reported.

  • Classroom and webinar course completions are based off of attendance and participation and do not require a completion exam. You must be present for the full duration of the course and be active and attentive throughout to receive credit.
  • Online and Self Study courses are self-paced. You must review the course material and pass the Certification Exam at the end to receive credit.*


*Online and self study exams are required to be monitored by a disinterested third party (a person who is not a friend and who has no family or financial relationship).


Once a course has been completed, the completion must be reported to the state. The producer will attach copies of certificates to the license renewal form.

3. File a Renewal Application

Once you have satisfied the renewal requirements for your license, you can file a renewal application at

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